This graph shows articles about security, privacy and fraud vs. actual commerce. We continue to see articles about how you shouldn't use your credit card on Internet. I was recently talking with somebody who questioned whether one should send their credit card over the net. One of my first purchases was a case of wine from virtual vineyards.
As the chairman of University Video Communication we sell tapes through our home page at www.uvc.com all the time.
Commerce is taking off and none of us worry about sending credit card numbers. With browsers that encrypt, its much safer than most other credit card transactions.
Finally, we'll have organized crime.