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Costing
tool to evaluate the financial viability of front-end technologies for
microfinance data collection/management Excel template
| Ujjivan sample | BASIX sample This Excel-based template is designed for microfinance
institutions to compare the costs associated with alternate channels of front-end client data collection
- primarily between paper-based front-end systems and electronic front-end
systems involving the use of a mobile phone, PDA or other handheld device. The template requires the input of all relevant
component costs involved in the manual and electronic front-end systems, and
then presents a set of figures on the electronic system's financial viability
(through cost savings) vis-a-vis
the paper-based system over a six-year timeframe. Costs that are common across manual and electronic
front-end channels (e.g. a back-end PC-based MIS) are not included. Our hope is that the tool's simplicity and ease of use
will allow MFIs to evaluate several alternate systems before choosing the one
that is most financially viable for deployment. We also hope that doing this
assessment in advance will prevent deployment of systems that cannot beat the
cost structures and efficiency of existing manual, paper-based, front-end
operations in particular environments at particular points in time. Have questions/feedback on using the tool? Please email
aratan (at) microsoft
(dot) com |
|
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to the 'Financial Service Delivery to the Poor and Technology' project page Return to the
Technology for Emerging Markets group page |